Investor tools
Calculators for income investors
Three plain-English tools for working out what a fixed income stream costs and what it produces. Free, no signup, and nothing you enter leaves your browser.
The toolkit
Pick the question you are trying to answer
Each one is a single page. Start anywhere; they all use the same underlying math.
- 01Income gap calculatorSubtract Social Security, a pension, and other income from the monthly total you want, then see the capital it would take to close what is left.Open tool →
- 02Income ladder builderSpread a lump sum across rungs that mature in different years, so money comes back in stages instead of all at once. Price the rungs as CDs, Treasuries, corporate bonds, or payment streams.Open tool →
- 03Estimated yield calculatorEnter a price and a payment schedule to get the effective estimated yield, the weighted average life, and a year-by-year view of your capital.Open tool →
About these tools
Do I need an account to use these tools?
Are the results quotes or offers?
Which tool should I start with?
These calculators are for education and comparison only. Results are estimates based on the values you enter, are not a quote or an offer, and do not reflect taxes or how you hold the asset. Any estimated yields shown are illustrative, not live pricing. Nothing here is a recommendation or a personalized financial plan. Pacific Structured Assets, Inc. does not provide tax, legal, financial or accounting advice. The material on this website has been prepared for informational purposes only and is not intended to provide, and should not be relied on for, tax, legal, financial or accounting advice. You should consult your own tax, legal, financial or accounting advisors before engaging in any transaction, including the acquisition of factored structured settlement payments. Pacific Structured Assets is not registered with the Securities and Exchange Commission and is not licensed to sell insurance in any state.
Pacific Structured Assets
Rather talk it through than type it in?
Our team will walk through the payment schedule, the issuer, and the estimated yield on any stream with you, at your pace. No account required.