Pacific Structured Assets

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Investor tools

Calculators for income investors

Three plain-English tools for working out what a fixed income stream costs and what it produces. Free, no signup, and nothing you enter leaves your browser.

The toolkit

Pick the question you are trying to answer

Each one is a single page. Start anywhere; they all use the same underlying math.

  1. 01Income gap calculatorSubtract Social Security, a pension, and other income from the monthly total you want, then see the capital it would take to close what is left.Open tool →
  2. 02Income ladder builderSpread a lump sum across rungs that mature in different years, so money comes back in stages instead of all at once. Price the rungs as CDs, Treasuries, corporate bonds, or payment streams.Open tool →
  3. 03Estimated yield calculatorEnter a price and a payment schedule to get the effective estimated yield, the weighted average life, and a year-by-year view of your capital.Open tool →

About these tools

Do I need an account to use these tools?
No. Every tool runs in your browser, needs no signup, and nothing you type is sent to us or stored. Use them as often as you like.
Are the results quotes or offers?
No. Each tool does arithmetic on the numbers you enter, and any estimated yield used is either one you selected or one you typed in. Results are educational estimates, not live pricing and not an offer. Contact Pacific Structured Assets for current inventory and firm terms.
Which tool should I start with?
If you are working out how much income you still need, start with the income gap calculator. If you already know the income and want it arriving in stages, use the ladder builder. If you have a specific price and payment schedule in front of you, use the estimated yield calculator.

These calculators are for education and comparison only. Results are estimates based on the values you enter, are not a quote or an offer, and do not reflect taxes or how you hold the asset. Any estimated yields shown are illustrative, not live pricing. Nothing here is a recommendation or a personalized financial plan. Pacific Structured Assets, Inc. does not provide tax, legal, financial or accounting advice. The material on this website has been prepared for informational purposes only and is not intended to provide, and should not be relied on for, tax, legal, financial or accounting advice. You should consult your own tax, legal, financial or accounting advisors before engaging in any transaction, including the acquisition of factored structured settlement payments. Pacific Structured Assets is not registered with the Securities and Exchange Commission and is not licensed to sell insurance in any state.

Pacific Structured Assets

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Our team will walk through the payment schedule, the issuer, and the estimated yield on any stream with you, at your pace. No account required.