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Secondary market annuities, explained
Plain, honest writing from our team on how these assets work, what backs the payments, and where they fit in an income portfolio. No hype, no teaser rates, the same transparency we hold to on every listing.
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Structured Settlement Payment Rights vs. an Annuity
They sound alike, but they are not the same purchase. A new annuity is a fresh contract priced at today's rate. Structured settlement payment rights are an existing schedule of payments bought at a discount. Here is how they differ.
Greg Saber7 min readUnderstanding the asset
What a Secondary Market Annuity Costs
The effective yield is all-in: there are no separate fees to you as the buyer. The only extra charges are optional custodian or servicer costs, passed through at cost. And because we originate most of what we sell, we have a direct stake in every deal being done right.
Greg Saber5 min readGetting started
How to Title Your Secondary Market Annuity
How you title a deal, individually, jointly, through a trust, an LLC, or an IRA, is set with the carrier, because each insurer allows different titling. Here are the common options and how we help you set it up.
Evan Chait6 min readUnderstanding the asset
The Types of Payment Streams You Can Buy
Payment streams come in several shapes: how often they pay, whether they step up over time, and whether they are a schedule or a future lump sum. Here is a plain guide to the structures, and why some amounts look unusual.
Connor Whitman6 min readUnderstanding the asset
Are Secondary Market Annuities Safe?
Safety in this market comes from two places: a court order and a top-rated carrier. Here is exactly what protects a secondary market annuity, what it does not, and how to weigh the risk against the yield.
Greg Saber7 min readGetting started
How to Buy a Secondary Market Annuity
Buying a secondary market annuity is simpler than it sounds. You choose existing structured settlement payment rights, reserve them, and fund the purchase. Here is each step, and what to check before you commit.
Connor Whitman6 min read
Pacific Structured Assets
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