Editorial standards
How we research and review what we publish
Secondary market annuities are a financial decision, so the writing about them should meet a financial standard. Here is who produces our content, what we base it on, and the lines we will not cross.
- Written and reviewed by named people
- Every guide and article carries a byline, and the person behind it is a real member of our team with a profile you can read. Legal and structural claims are reviewed by our Chief Legal Officer, an attorney who has petitioned thousands of these transfers. Nothing publishes anonymously.
- Sourced from primary references
- We ground claims in primary sources: the court orders and state Structured Settlement Protection Acts that govern transfers, carrier financial-strength information, and live market data from the U.S. Treasury and the Federal Reserve (FRED) for the rate comparisons. Illustrative figures are labeled as illustrative, and live figures carry the date they were pulled.
- Honest about risk
- We state plainly what these assets are and are not. They are not FDIC-insured, not covered by state guaranty associations, and not securities. They carry single-carrier credit risk and limited liquidity. We would rather lose a sale than overstate safety, so the trade-offs appear alongside the yield, every time.
- Information, not advice
- Our content is educational. It is not investment, tax, or legal advice, and it does not recommend any specific stream for any specific person. Suitability is your decision to make with your own advisors. Our role is to give you accurate, complete information and the full terms of every listing.
- Kept current
- Rate pages refresh their market data automatically, and we timestamp what is live versus illustrative. When facts change or we find an error, we correct the page and update its modified date rather than quietly leaving stale information up.
- No dark patterns
- No teaser rates, no fake urgency, no fabricated testimonials or statistics. Inventory genuinely is first-come, first-served because each stream is unique, and we say so without manufacturing pressure.
Who writes here
The people behind the words
Greg Saber
Principal
Attorney; graduate of George Washington University Law School. Licensed in seven states and the District of Columbia; has presented structured settlement transfers before judges in dozens of jurisdictions.
Evan Chait
Senior Vice President, Operations
Attorney; graduate of Loyola Law School of Los Angeles, where he was an editor of the Loyola of Los Angeles Law Review. Licensed in seven states.
Connor Whitman
Investor Relations Liaison
More than ten years at Pacific Structured Assets; graduate of Occidental College in Los Angeles.
Pacific Structured Assets, Inc. does not provide tax, legal, financial or accounting advice. The material on this website has been prepared for informational purposes only and is not intended to provide, and should not be relied on for, tax, legal, financial or accounting advice. You should consult your own tax, legal, financial or accounting advisors before engaging in any transaction, including the acquisition of factored structured settlement payments. Pacific Structured Assets is not registered with the Securities and Exchange Commission and is not licensed to sell insurance in any state.
Pacific Structured Assets
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