Carrier
Prudential secondary market annuities
Prudential Financial is one of the largest life insurance companies in the United States and a longtime issuer of structured settlement annuities. A Prudential-backed payment stream carries that insurer's obligation to pay the scheduled amounts.
The Prudential Insurance Company of America · Prudential Assigned Settlement Services Corporation
- Founded
- 1875
- Headquarters
- Newark, New Jersey
What it means
Backed by Prudential
When a payment stream is backed by Prudential, the scheduled payments are that carrier's obligation. You are buying the right to receive those payments — transferred through a court-approved process — at a discount, not a new insurance contract, and the difference between what you pay and what you collect is your yield. Read more about the asset itself on our secondary market annuities guide.
Because the income depends on Prudential continuing to pay, the carrier's financial strength is your protection. These payment rights are not FDIC-insured and generally are not covered by a state guaranty association, so we place only top-rated carriers and show the current rating on every listing. Where a Prudential-backed stream sits against CDs, Treasuries, and new annuities is laid out on our comparison page.
The company
A brief history
The Prudential Insurance Company of America has operated from Newark since 1875 and has issued structured settlement annuities for decades — its settlement contracts are the ones whose numbers begin with "SSA." In the standard structure, Prudential Assigned Settlement Services Corporation acts as the qualified assignee while The Prudential Insurance Company of America issues the annuity and makes the payments.
Prudential settlement annuities are single-premium contracts with no cash value and no loan provision — the payment schedule set by the original court-approved settlement is the whole of the contract. That fixed schedule is exactly what a secondary-market investor is buying the right to receive.
Available now
Current Prudential-backed income options
Prudential
- Purchase price
- $31,311.31
- Total scheduled
- $44,783.30
- Payment window
- Nov 2030 – Aug 2034
Prudential
- Purchase price
- $31,528.39
- Total scheduled
- $56,373.36
- Payment window
- Aug 2032 – Jul 2042
Prudential payment stream questions
Are Prudential secondary market annuities safe?
How do I buy a Prudential payment stream?
What yield do Prudential-backed streams pay?
Pacific Structured Assets, Inc. is an independent company. We are not affiliated with, endorsed by, sponsored by, or otherwise connected to any insurance company, annuity issuer, state lottery, or other payment obligor named on this website. Issuer and carrier names are used solely to identify the entity obligated to make the scheduled payments on a particular payment stream. All company names, trademarks, and service marks are the property of their respective owners; their appearance here is for identification purposes only and does not imply any partnership, agency, sponsorship, endorsement, or other business relationship. No issuer named on this website has reviewed, approved, or endorsed any of its content.
Pacific Structured Assets, Inc. does not provide tax, legal, financial or accounting advice. The material on this website has been prepared for informational purposes only and is not intended to provide, and should not be relied on for, tax, legal, financial or accounting advice. You should consult your own tax, legal, financial or accounting advisors before engaging in any transaction, including the acquisition of factored structured settlement payments. Pacific Structured Assets is not registered with the Securities and Exchange Commission and is not licensed to sell insurance in any state.
Pacific Structured Assets
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