Pacific Structured Assets (“PSA”) is not registered with the Securities Exchange Commission and is not licensed to sell insurance in any state. The ownership of the payment streams sold by Pacific Structured Assets are commonly referred to as Secondary Market Annuity Payments and/or Inforce Annuity Payments. Secondary Market Annuity Payments and/or Inforce Annuity Payments involve the acquisition of future structured settlement payments from current annuitants in exchange for lump sum of cash. Although this product is commonly referred to as a “secondary market annuity payment” or “inforce annuity payment”, PSA is not buying or brokering annuities or annuity contracts. Instead, customers of PSA are buying specific structured settlement payments due under a pre-existing annuity and the transaction involves the acquisition the right to receive specific future structured settlement payments due under an annuity. PSA does not sell or broker annuities or annuity contracts notwithstanding any reference to secondary market annuities or inforce annuities. When purchasing structured settlement or annuity payments from PSA, there is no transfer of the ownership of the underlying annuity (even if marketing or other materials from time to time refer to secondary market annuities or inforce annuities). Transactional details do not supersede normal account statements. E-mail sent through the Internet is not secure or confidential. PSA reserves the right to monitor all e-mail. Any information provided has been prepared from sources believed to be reliable, but is not guaranteed by PSA and is not a complete summary or statement of all available data necessary for making an investment decision with regard to any investment including but not limited to structured settlement payments, secondary market annuities or inforce annuities. Any information provided is for informational purposes only and does not constitute a recommendation. PSA and its employees may own options, rights or warrants to purchase any of the Secondary Market Annuities or Inforce Annuities posted on this site. Links, including any links referring to secondary market annuities or inforce annuities, are provided for information purposes only. PSA is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. This website provides external links to other websites. We make no representation whatsoever regarding the content of any other websites that you may access. We have no control over the content of these websites and cannot guarantee the reliability or accuracy of any information linked externally. Any reference to the words, “Guarantee, Guarantees, Guaranteed” is subject to the claims paying ability of the insurance company. Be certain to ask for all safety ratings information and/or annual reports on any company you are considering as a potential investment. PSA is not a licensed financial advisor and does not employ licensed financial advisors. PSA does not provide personal investment advice and all information found here, including any ideas, opinions, views, predictions, forecasts, commentaries, suggestions, or secondary market annuity listings, expressed or implied herein, are for informational purposes only and should not be construed as personal investment advice. The decision to purchase secondary market annuities or inforce annuities is yours and yours alone. The content on this site is for informational purposes only and must not be construed as advice. No action should be taken based upon any information contained in this site regarding any investment including secondary market annuities and inforce annuities. You should seek independent professional advice from a person who is licensed and/or knowledgeable in the applicable area before acting upon any opinion, advice, or information contained in this site. This site and its related blog may, from time to time, contain information on many legal topics; however there is absolutely no assurance that any information touching on legal matters is true, correct, or precise. The legal information provided in this site is of a general nature and cannot substitute for professional legal advice. Always seek the advice of competent counsel with any questions you may have regarding a legal issue. As legal advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided herein should be used as a substitute for the advice of competent counsel. This site and its related blog may also contain information on many financial topics including but not limited to secondary market annuities and inforce annuities; however there is absolutely no assurance that any information touching on financial matters is true, correct, or precise. The financial content is provided for your personal information only, is not intended for trading purposes, and cannot substitute for professional financial advice. Always seek advice of a competent financial advisor with any questions you may have regarding a financial matter, including but not limited to secondary market annuities or inforce annuities. Information on this site is not appropriate for the purposes of making a decision to carry out a transaction or trade nor does it provide any form of advice (investment, tax, or legal) amounting to investment advice, or make any recommendations regarding particular financial instruments, investments, or products, including but not limited to secondary market annuities and inforce annuities. While the information provided is believed to be accurate, it may include errors or inaccuracies. By accessing this site and purchasing products owned by PSA, you will expressly waive all claims against PSA, other than a claim of fraud, and hold PSA harmless. Any investor that chooses to purchase secondary market annuities or purchase inforce annuities through PSA is expressly advised to conduct their own due diligence, or consult a licensed financial advisor or broker before making any and all investment decisions. Any investments, trades, speculations, or decisions made on the basis of any information found on this site, expressed or implied herein, are committed at your own risk, financial or otherwise. No representations or warranties are made with respect to the accuracy or completeness of the content of this entire website and related blogs, including any links to other sites. The links provided are maintained by their respective organizations and they are solely responsible for their content. All information presented here is provided ‘as is’, without warranty of any kind, expressed or implied.